Headquartered in Oklahoma City, Oklahoma, First Enterprise Bank is a state-chartered bank with $189.7M in total assets and $167.9M in deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 1907.
First Enterprise Bank has a TellerScore of 28 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 169th. Capital cushion contributes the most (58/100, 10.77%); loan quality contributes the least (0/100, 6.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (26 → 28), mostly because the earnings component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 53 |
| Q4 2024 | 52 |
| Q1 2025 | 48 |
| Q2 2025 | 26 |
| Q3 2025 | 23 |
| Q4 2025 | 24 |
| Q1 2026 | 25 |
| Q2 2026 | 28 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.75% |
| Q3 2024 | 12.70% |
| Q4 2024 | 12.71% |
| Q1 2025 | 12.60% |
| Q2 2025 | 11.45% |
| Q3 2025 | 10.36% |
| Q4 2025 | 10.71% |
| Q1 2026 | 10.47% |
| Q2 2026 | 10.77% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.23% |
| Q3 2024 | 5.23% |
| Q4 2024 | 5.24% |
| Q1 2025 | 5.50% |
| Q2 2025 | 7.59% |
| Q3 2025 | 8.95% |
| Q4 2025 | 7.18% |
| Q1 2026 | 6.87% |
| Q2 2026 | 6.33% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.19% |
| Q3 2024 | 2.03% |
| Q4 2024 | 1.97% |
| Q1 2025 | 1.45% |
| Q2 2025 | -0.56% |
| Q3 2025 | -1.98% |
| Q4 2025 | -1.38% |
| Q1 2026 | -1.27% |
| Q2 2026 | -0.27% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 28 | $189.7M | 10.77% | 6.33% | -0.27% | 94.2% |
| Q1 2026 | 25 | $197.6M | 10.47% | 6.87% | -1.27% | 88.7% |
| Q4 2025 | 24 | $197.9M | 10.71% | 7.18% | -1.38% | 94.7% |
| Q3 2025 | 23 | $198.6M | 10.36% | 8.95% | -1.98% | 97.3% |
| Q2 2025 | 26 | $205.0M | 11.45% | 7.59% | -0.56% | 96.0% |
| Q1 2025 | 48 | $202.3M | 12.60% | 5.50% | 1.45% | 99.5% |
| Q4 2024 | 52 | $196.8M | 12.71% | 5.24% | 1.97% | 100.9% |
| Q3 2024 | 53 | $198.9M | 12.70% | 5.23% | 2.03% | 99.4% |
| Q2 2024 | 54 | $195.7M | 12.75% | 3.23% | 2.19% | 102.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of Beaver CityBank Beaver, OK | 60 out of 100, Moderate | $188.6M | 8.7% | 1.34% | vs |
| The First National Bank and Trust Company of MiamiBank Miami, OK | 82 out of 100, Strong | $191.4M | 13.4% | 0.60% | vs |
| The Bank of the WestBank Thomas, OK | 62 out of 100, Moderate | $192.4M | 10.5% | 2.22% | vs |
| The Farmers State BankBank Quinton, OK | 70 out of 100, Strong | $193.9M | 9.3% | 0.79% | vs |
| The Seiling State BankBank Seiling, OK | 79 out of 100, Strong | $195.0M | 10.5% | 0.00% | vs |
| Oklahoma Capital BankBank Tulsa, OK | 69 out of 100, Moderate | $196.3M | 10.4% | 0.30% | vs |
Deposit insurance
Is my money safe at First Enterprise Bank?
Yes. First Enterprise Bank is an FDIC-insured institution (FDIC certificate #4049). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.2% of deposits ($45.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.77%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
First Enterprise Bank lists 4 offices in 1 city. Most locations:
HMDA 2025
Mortgage lending
In 2025, First Enterprise Bank reported 65 home-loan applications under HMDA (LEI 549300GQHFVUMVZAI777): 62 originated ($17,950,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Enterprise Bank
- Former names
- First Bank of Britton; The First National Bank of Britton
- Type
- State-chartered bank
- FDIC certificate #
- 4049
- RSSD ID
- 315656
- Primary regulator
- FDIC
- Established
- January 1, 1907
- Headquarters
- 1000 W Britton Rd, Oklahoma City, OK 73114
- Website
- www.febokc.com
- Employees
- 58
Quick answers
First Enterprise Bank: common questions
Is First Enterprise Bank FDIC insured?
Yes. First Enterprise Bank is an FDIC-insured institution (FDIC certificate #4049). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Enterprise Bank's TellerScore?
28 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Enterprise Bank ever failed?
There is no failure record for FDIC certificate #4049 in the FDIC failed bank list.
How many branches does First Enterprise Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Oklahoma City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Federal Credit UnionCredit union Oklahoma City, OK | 91 out of 100, Very strong | $198.9M | 20.2% | 0.24% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |