Side-by-side · Q2 2026 data
First Farmers and Merchants Bank vs Bank of Dickson
Metric by metric
| Measure | First Farmers and Merchants Bank | Bank of Dickson |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 62 | 65 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 71 (stronger) | 52 |
| Funding & liquidity | 80 | 86 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 88th | 72nd |
| Total assets | $1.8B | $291.0M |
| Deposits / shares | $1.6B | $261.3M |
| Capital ratio | 11.19% | 11.53% (stronger) |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.27% (stronger) | 0.79% |
| Loans ÷ deposits | 65.8% | 65.4% (stronger) |
| Uninsured deposits | 27.7% | 23.2% (stronger) |
| Offices | 20 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 3.4% |
First Farmers and Merchants Bank has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Farmers and Merchants Bank leads on 2 and Bank of Dickson on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.