Headquartered in Dickson, Tennessee, Bank of Dickson is a state-chartered bank with $291.0M in total assets and $261.3M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1954.
Based on its Q2 2026 filing, Bank of Dickson scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 26th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (52/100; 0.79%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (66 → 78), mostly because the loan quality component improved by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 62 |
| Q4 2024 | 63 |
| Q1 2025 | 63 |
| Q2 2025 | 66 |
| Q3 2025 | 66 |
| Q4 2025 | 75 |
| Q1 2026 | 78 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.08% |
| Q3 2024 | 11.03% |
| Q4 2024 | 11.30% |
| Q1 2025 | 11.43% |
| Q2 2025 | 11.29% |
| Q3 2025 | 11.33% |
| Q4 2025 | 11.46% |
| Q1 2026 | 11.65% |
| Q2 2026 | 11.53% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.57% |
| Q3 2024 | 1.29% |
| Q4 2024 | 1.24% |
| Q1 2025 | 1.24% |
| Q2 2025 | 1.04% |
| Q3 2025 | 1.03% |
| Q4 2025 | 0.07% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.57% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.80% |
| Q2 2026 | 0.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $291.0M | 11.53% | 0.00% | 0.79% | 65.4% |
| Q1 2026 | 78 | $284.7M | 11.65% | 0.08% | 0.80% | 66.9% |
| Q4 2025 | 75 | $278.4M | 11.46% | 0.07% | 0.62% | 69.2% |
| Q3 2025 | 66 | $288.4M | 11.33% | 1.03% | 0.57% | 66.1% |
| Q2 2025 | 66 | $281.5M | 11.29% | 1.04% | 0.58% | 66.6% |
| Q1 2025 | 63 | $284.1M | 11.43% | 1.24% | 0.46% | 65.8% |
| Q4 2024 | 63 | $276.3M | 11.30% | 1.24% | 0.51% | 68.7% |
| Q3 2024 | 62 | $282.5M | 11.03% | 1.29% | 0.46% | 66.3% |
| Q2 2024 | 59 | $281.8M | 11.08% | 1.57% | 0.40% | 66.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of CrockettBank Bells, TN | 76 out of 100, Strong | $299.1M | 10.5% | 0.29% | vs |
| Sonata BankBank Brentwood, TN | 57 out of 100, Moderate | $281.5M | 10.1% | 0.52% | vs |
| Newport Federal BankBank Newport, TN | 68 out of 100, Moderate | $276.8M | 10.4% | 0.69% | vs |
| Citizens Bank and Trust Company of Grainger CountyBank Rutledge, TN | 85 out of 100, Very strong | $273.2M | 14.2% | 0.44% | vs |
| TnbankBank Oak Ridge, TN | 58 out of 100, Moderate | $318.1M | 10.6% | 1.34% | vs |
| People's Bank and Trust Company of Pickett CountyBank Byrdstown, TN | 70 out of 100, Strong | $319.0M | 10.8% | 0.73% | vs |
Deposit insurance
Is my money safe at Bank of Dickson?
Yes. Bank of Dickson is an FDIC-insured institution (FDIC certificate #17327). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.2% of deposits ($60.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.53%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Bank of Dickson lists 4 offices in 1 city. Most locations:
- Dickson, TN (4)
HMDA 2025
Mortgage lending
In 2025, Bank of Dickson reported 117 home-loan applications under HMDA (LEI 549300LIPY4ISRLGTF16): 101 originated ($19,175,000 total), 4 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Dickson
- Type
- State-chartered bank
- FDIC certificate #
- 17327
- RSSD ID
- 638131
- Primary regulator
- FDIC
- Holding company
- Dickson Financial Corp
- Established
- May 26, 1954
- Headquarters
- 466 Highway 46 S, Dickson, TN 37055
- Website
- www.bankofdickson.bank
- Employees
- 51
Quick answers
Bank of Dickson: common questions
Is Bank of Dickson FDIC insured?
Yes. Bank of Dickson is an FDIC-insured institution (FDIC certificate #17327). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Dickson's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Dickson ever failed?
There is no failure record for FDIC certificate #17327 in the FDIC failed bank list.
How many branches does Bank of Dickson have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dickson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ascend Federal Credit UnionCredit union Tullahoma, TN | 83 out of 100, Strong | $4.8B | 14.6% | 0.49% | vs |
| First Farmers and Merchants BankBank Columbia, TN | 79 out of 100, Strong | $1.8B | 11.2% | 0.12% | vs |
| First Federal BankBank Dickson, TN | 71 out of 100, Strong | $1.1B | 10.5% | 0.52% | vs |
| Legends BankBank Clarksville, TN | 71 out of 100, Strong | $927.7M | 10.0% | 0.00% | vs |
| Traditions First BankBank Erin, TN | 70 out of 100, Strong | $336.6M | 9.9% | 0.01% | vs |
| Lawrence BankBank Nashville, TN | 69 out of 100, Moderate | $3.0B | 9.8% | 0.17% | vs |