Side-by-side · Q2 2026 data
First Farmers & Merchants State Bank of Grand Meadow vs Premier Bank Minnesota
Bank
First Farmers & Merchants State Bank of Grand Meadow
Grand Meadow, Minnesota · Under $100 million in assets
Metric by metric
| Measure | First Farmers & Merchants State Bank of Grand Meadow | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 44 | 50 (stronger) |
| Loan quality | 94 | 99 (stronger) |
| Earnings | 66 | 97 (stronger) |
| Funding & liquidity | 58 (stronger) | 55 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 33rd | 68th |
| Total assets | $93.0M | $691.5M |
| Deposits / shares | $83.2M | $620.1M |
| Capital ratio | 9.44% | 10.02% (stronger) |
| Problem loans | 0.17% | 0.04% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.15% | 1.93% (stronger) |
| Loans ÷ deposits | 90.4% | 86.9% (stronger) |
| Uninsured deposits | 25.7% (stronger) | 31.6% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
Premier Bank Minnesota has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Farmers & Merchants State Bank of Grand Meadow leads on 1 and Premier Bank Minnesota on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.