Side-by-side · Q2 2026 data
First Farmers Bank & Trust Co. vs Midwest America Federal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | First Farmers Bank & Trust Co. | Midwest America Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 51 | 98 (stronger) |
| Loan quality | 67 | 70 (stronger) |
| Earnings | 86 (stronger) | 66 |
| Funding & liquidity | 59 | 68 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 44th | 86th |
| Total assets | $3.5B | $1.0B |
| Deposits / shares | $3.0B | $846.4M |
| Capital ratio | 10.06% | 14.80% (stronger) |
| Problem loans | 1.00% | 0.90% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.47% |
| Return on assets | 1.65% (stronger) | 1.14% |
| Loans ÷ deposits | 83.8% (stronger) | 92.2% |
| Uninsured deposits | 30.2% | 7.0% (stronger) |
| Offices | 37 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 9.2% |
Midwest America Federal Credit Union has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Farmers Bank & Trust Co. leads on 3 and Midwest America Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.