Side-by-side · Q2 2026 data
First Farmers Bank & Trust Co. vs Peoples Bank
Metric by metric
| Measure | First Farmers Bank & Trust Co. | Peoples Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 53 |
| Capital cushion | 51 (stronger) | 43 |
| Loan quality | 67 (stronger) | 63 |
| Earnings | 86 (stronger) | 37 |
| Funding & liquidity | 59 | 60 (stronger) |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 44th | 11th |
| Total assets | $3.5B | $2.0B |
| Deposits / shares | $3.0B | $1.7B |
| Capital ratio | 10.06% (stronger) | 9.31% |
| Problem loans | 1.00% (stronger) | 1.10% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.65% (stronger) | 0.43% |
| Loans ÷ deposits | 83.8% (stronger) | 85.8% |
| Uninsured deposits | 30.2% | 28.0% (stronger) |
| Offices | 37 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 18.2% |
First Farmers Bank & Trust Co. has the higher TellerScore (67 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First Farmers Bank & Trust Co. leads on 6 and Peoples Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.