Side-by-side · Q2 2026 data
First Farmers Bank & Trust Co. vs STAR Financial Bank
Metric by metric
| Measure | First Farmers Bank & Trust Co. | STAR Financial Bank |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 51 | 53 (stronger) |
| Loan quality | 67 | 85 (stronger) |
| Earnings | 86 (stronger) | 61 |
| Funding & liquidity | 59 | 61 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 44th | 49th |
| Total assets | $3.5B | $3.2B |
| Deposits / shares | $3.0B | $2.8B |
| Capital ratio | 10.06% | 10.33% (stronger) |
| Problem loans | 1.00% | 0.46% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.65% (stronger) | 1.01% |
| Loans ÷ deposits | 83.8% | 64.2% (stronger) |
| Uninsured deposits | 30.2% (stronger) | 46.8% |
| Offices | 37 | 37 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 30.3% |
STAR Financial Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Farmers Bank & Trust Co. leads on 3 and STAR Financial Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kokomo, IN
- Marion, IN
- Carmel, IN
- Elwood, IN
- Tipton, IN