Side-by-side · Q2 2026 data
First Federal Bank, A FSB vs Tuscaloosa V a Federal Credit Union
Credit union
Tuscaloosa V a Federal Credit Union
Tuscaloosa, Alabama · Under $100 million in assets
Metric by metric
| Measure | First Federal Bank, A FSB | Tuscaloosa V a Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 84 (stronger) |
| Capital cushion | 28 | 81 (stronger) |
| Loan quality | 80 | 92 (stronger) |
| Earnings | 50 | 65 (stronger) |
| Funding & liquidity | 50 | 91 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 11th | 75th |
| Total assets | $182.6M | $51.9M |
| Deposits / shares | $120.4M | $45.6M |
| Capital ratio | 7.82% | 13.07% (stronger) |
| Problem loans | 0.60% | 0.24% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.68% |
| Return on assets | 0.74% | 1.12% (stronger) |
| Loans ÷ deposits | 125.1% | 69.0% (stronger) |
| Uninsured deposits | 9.1% | 4.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Tuscaloosa V a Federal Credit Union has the higher TellerScore (84 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank, A FSB leads on 1 and Tuscaloosa V a Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.