Side-by-side · Q2 2026 data
First Federal Bank vs Holley Credit Union
Metric by metric
| Measure | First Federal Bank | Holley Credit Union |
|---|---|---|
| TellerScore | 71 | 85 (stronger) |
| Capital cushion | 55 | 89 (stronger) |
| Loan quality | 83 | 83 |
| Earnings | 84 | 84 |
| Funding & liquidity | 53 | 73 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 63rd | 87th |
| Total assets | $1.1B | $105.3M |
| Deposits / shares | $978.6M | $89.2M |
| Capital ratio | 10.48% | 13.85% (stronger) |
| Problem loans | 0.52% | 0.51% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.70% |
| Return on assets | 1.61% (stronger) | 1.59% |
| Loans ÷ deposits | 68.8% (stronger) | 87.5% |
| Uninsured deposits | 49.5% | 4.4% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Holley Credit Union has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank leads on 3 and Holley Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.