Side-by-side · Q2 2026 data
First Federal Bank vs Legends Bank
Metric by metric
| Measure | First Federal Bank | Legends Bank |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 55 (stronger) | 50 |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 84 (stronger) | 62 |
| Funding & liquidity | 53 | 56 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 63rd | 47th |
| Total assets | $1.1B | $927.7M |
| Deposits / shares | $978.6M | $824.1M |
| Capital ratio | 10.48% (stronger) | 9.98% |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.61% (stronger) | 1.04% |
| Loans ÷ deposits | 68.8% (stronger) | 80.4% |
| Uninsured deposits | 49.5% | 36.2% (stronger) |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 4.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Federal Bank leads on 3 and Legends Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.