Side-by-side · Q2 2026 data
First Federal Bank vs Nantahala Bank & Trust Company
Metric by metric
| Measure | First Federal Bank | Nantahala Bank & Trust Company |
|---|---|---|
| TellerScore | 59 | 73 (stronger) |
| Capital cushion | 42 | 44 (stronger) |
| Loan quality | 84 | 89 (stronger) |
| Earnings | 32 | 79 (stronger) |
| Funding & liquidity | 64 | 81 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 17th | 53rd |
| Total assets | $275.6M | $288.8M |
| Deposits / shares | $250.5M | $260.4M |
| Capital ratio | 9.25% | 9.43% (stronger) |
| Problem loans | 0.47% | 0.32% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.29% | 1.47% (stronger) |
| Loans ÷ deposits | 80.2% | 74.0% (stronger) |
| Uninsured deposits | 29.9% | 19.7% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Nantahala Bank & Trust Company has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank leads on 1 and Nantahala Bank & Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.