Side-by-side · Q2 2026 data
First Federal Bank of Louisiana vs Beauregard School Employees Federal Credit Union
Credit union
Beauregard School Employees Federal Credit Union
Deridder, Louisiana · Under $100 million in assets
Metric by metric
| Measure | First Federal Bank of Louisiana | Beauregard School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 70 | 79 (stronger) |
| Loan quality | 94 (stronger) | 80 |
| Earnings | 33 | 55 (stronger) |
| Funding & liquidity | 77 | 95 (stronger) |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 58th | 59th |
| Total assets | $1.1B | $30.9M |
| Deposits / shares | $991.6M | $26.9M |
| Capital ratio | 11.95% | 12.93% (stronger) |
| Problem loans | 0.17% (stronger) | 0.61% |
| Net charge-offs | 0.43% | 0.04% (stronger) |
| Return on assets | 0.32% | 0.87% (stronger) |
| Loans ÷ deposits | 64.0% (stronger) | 65.4% |
| Uninsured deposits | 32.2% | 6.4% (stronger) |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | — |
Beauregard School Employees Federal Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Louisiana leads on 2 and Beauregard School Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.