TellerScore

Beauregard School Employees Federal Credit Union is a federal credit union headquartered in Deridder, Louisiana, in business for about 59 years. At the end of Q2 2026 it reported $30.9M in total assets and $26.9M in member shares and deposits, with 1 office.

Beauregard School Employees Federal Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 47th. Funding & liquidity contributes the most (95/100, 65% loans-to-deposits, 6% uninsured); earnings contributes the least (55/100, 0.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.93%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity95/100
Loans ÷ shares: 65.4% · 6.4% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 78).

TellerScore
707580Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202470
Q4 202474
Q1 202574
Q2 202577
Q3 202576
Q4 202576
Q1 202680
Q2 202678
Net worth ratio
7.00%10.01%13.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.72%
Q3 202413.02%
Q4 202412.83%
Q1 202512.78%
Q2 202512.68%
Q3 202512.68%
Q4 202512.78%
Q1 202612.82%
Q2 202612.93%
Delinquent loans (60+ days)
0.14%0.48%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.27%
Q3 20240.82%
Q4 20240.33%
Q1 20250.30%
Q2 20250.14%
Q3 20250.43%
Q4 20250.50%
Q1 20260.31%
Q2 20260.61%
Return on assets
0.09%0.48%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.26%
Q4 20240.20%
Q1 20250.21%
Q2 20250.40%
Q3 20250.55%
Q4 20250.56%
Q1 20260.83%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$30.9M12.93%0.61%0.87%65.4%
Q1 202680$30.6M12.82%0.31%0.83%67.0%
Q4 202576$30.2M12.78%0.50%0.56%70.2%
Q3 202576$30.1M12.68%0.43%0.55%71.6%
Q2 202577$29.6M12.68%0.14%0.40%72.3%
Q1 202574$29.0M12.78%0.30%0.21%73.5%
Q4 202474$28.8M12.83%0.33%0.20%74.9%
Q3 202470$28.4M13.02%0.82%0.26%76.8%
Q2 202473$28.6M12.72%0.27%0.09%77.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.93%
39th
Problem loans0.61%
54th
Net charge-offs0.04%
64th
Return on assets0.87%
62nd
Loans to deposits65.4%
40th
Uninsured deposits6.4%
15th
Loan-loss reserves0.00%
37th
Texas ratio2.7%
45th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Cusa Federal Credit UnionCredit union Covington, LA56 out of 100, Moderate$30.6M9.9%1.02%vs
Alexandria Municipal Employees Credit UnionCredit union Alexandria, LA84 out of 100, Strong$31.9M14.0%0.28%vs
Southern Teachers & Parents Federal Credit UnionCredit union Baton Rouge, LA66 out of 100, Moderate$29.2M8.8%0.06%vs
Tangipahoa Parish Teachers Credit UnionCredit union Amite, LA77 out of 100, Strong$32.8M35.8%1.71%vs
Engage Federal Credit UnionCredit union Natchitoches, LA86 out of 100, Very strong$28.5M21.6%0.95%vs
Louisiana Catholic Federal Credit UnionCredit union Shreveport, LA76 out of 100, Strong$26.1M12.6%0.39%vs

Deposit insurance

Is my money safe at Beauregard School Employees Federal Credit Union?

Yes. Beauregard School Employees Federal Credit Union is a federally insured credit union (NCUA charter #17861). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.4% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Beauregard School Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Beauregard School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
17861
RSSD ID
191485
Primary regulator
NCUA
Established
1967
Headquarters
902 W 1st St, Deridder, LA 70634
Employees
5

Quick answers

Beauregard School Employees Federal Credit Union: common questions

Is Beauregard School Employees Federal Credit Union NCUA insured?

Yes. Beauregard School Employees Federal Credit Union is a federally insured credit union (NCUA charter #17861). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Beauregard School Employees Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Beauregard School Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Deridder

InstitutionScoreAssetsCapitalProblem loansCompare
First Street Federal Credit UnionCredit union Deridder, LA93 out of 100, Very strong$60.6M16.3%0.20%vs
First Federal Bank of LouisianaBank Lake Charles, LA70 out of 100, Strong$1.1B12.0%0.17%vs
First National Bank in DeRidderBank Deridder, LA70 out of 100, Strong$419.0M9.8%0.57%vs
Merchants & Farmers Bank & Trust CompanyBank Leesville, LA70 out of 100, Strong$541.4M11.2%0.70%vs
Southwest Louisiana Credit UnionCredit union Lake Charles, LA70 out of 100, Strong$182.6M15.8%1.45%vs
JPMorgan Chase Bank, National AssociationBank Columbus, OH61 out of 100, Moderate$4.1T7.5%0.78%vs