Side-by-side · Q2 2026 data
First Federal Bank of Louisiana vs Calcasieu Teachers and Employees Credit Union
Credit union
Calcasieu Teachers and Employees Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | First Federal Bank of Louisiana | Calcasieu Teachers and Employees Credit Union |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 33 | 34 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 58th | 80th |
| Total assets | $1.1B | $62.9M |
| Deposits / shares | $991.6M | $52.4M |
| Capital ratio | 11.95% | 16.29% (stronger) |
| Problem loans | 0.17% | 0.13% (stronger) |
| Net charge-offs | 0.43% | 0.38% (stronger) |
| Return on assets | 0.32% | 0.36% (stronger) |
| Loans ÷ deposits | 64.0% | 46.8% (stronger) |
| Uninsured deposits | 32.2% | 0.1% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | — |
Calcasieu Teachers and Employees Credit Union has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Louisiana leads on 0 and Calcasieu Teachers and Employees Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.