TellerScore

Calcasieu Teachers and Employees Credit Union is a federally insured state-chartered credit union headquartered in Lake Charles, Louisiana, in business for about 72 years. At the end of Q2 2026 it reported $62.9M in total assets and $52.4M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Calcasieu Teachers and Employees Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 17th. Its strongest component is capital cushion (100/100; 16.29%), and its lowest is earnings (34/100; 0.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.29%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.13%
Earnings34/100
Return on assets (annualized): 0.36%
Funding & liquidity100/100
Loans ÷ shares: 46.8% · 0.1% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 86).

TellerScore
838994Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202491
Q4 202494
Q1 202587
Q2 202587
Q3 202589
Q4 202590
Q1 202683
Q2 202686
Net worth ratio
7.00%11.98%16.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.67%
Q3 202416.35%
Q4 202416.96%
Q1 202516.53%
Q2 202516.66%
Q3 202516.61%
Q4 202516.82%
Q1 202616.46%
Q2 202616.29%
Delinquent loans (60+ days)
0.07%0.17%0.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.08%
Q4 20240.07%
Q1 20250.23%
Q2 20250.16%
Q3 20250.07%
Q4 20250.10%
Q1 20260.28%
Q2 20260.13%
Return on assets
0.24%0.74%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.97%
Q3 20241.03%
Q4 20241.24%
Q1 20250.66%
Q2 20250.51%
Q3 20250.64%
Q4 20250.80%
Q1 20260.24%
Q2 20260.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$62.9M16.29%0.13%0.36%46.8%
Q1 202683$61.8M16.46%0.28%0.24%47.8%
Q4 202590$60.3M16.82%0.10%0.80%49.0%
Q3 202589$59.8M16.61%0.07%0.64%48.4%
Q2 202587$58.8M16.66%0.16%0.51%50.5%
Q1 202587$59.0M16.53%0.23%0.66%50.8%
Q4 202494$56.9M16.96%0.07%1.24%54.1%
Q3 202491$57.4M16.35%0.08%1.03%54.0%
Q2 202491$58.9M15.67%0.08%0.97%52.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.29%
62nd
Problem loans0.13%
78th
Net charge-offs0.38%
33rd
Return on assets0.36%
35th
Loans to deposits46.8%
68th
Uninsured deposits0.1%
62nd
Loan-loss reserves0.00%
37th
Texas ratio0.3%
78th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
University of Louisiana Federal Credit UnionCredit union Lafayette, LA62 out of 100, Moderate$61.5M11.4%0.99%vs
First Pioneers Federal Credit UnionCredit union Lafayette, LA64 out of 100, Moderate$60.9M11.1%0.89%vs
First Street Federal Credit UnionCredit union Deridder, LA93 out of 100, Very strong$60.6M16.3%0.20%vs
Post Office Employees Federal Credit UnionCredit union Shreveport, LA53 out of 100, Below average$60.4M11.8%2.59%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs

Deposit insurance

Is my money safe at Calcasieu Teachers and Employees Credit Union?

Yes. Calcasieu Teachers and Employees Credit Union is a federally insured credit union (NCUA charter #63142). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($47K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Calcasieu Teachers and Employees Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Calcasieu Teachers and Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63142
RSSD ID
119797
Primary regulator
State + NCUA
Established
1954
Headquarters
PO Box 16134, Lake Charles, LA 70616
Employees
14

Quick answers

Calcasieu Teachers and Employees Credit Union: common questions

Is Calcasieu Teachers and Employees Credit Union NCUA insured?

Yes. Calcasieu Teachers and Employees Credit Union is a federally insured credit union (NCUA charter #63142). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Calcasieu Teachers and Employees Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Calcasieu Teachers and Employees Credit Union have?

2 offices as of the latest NCUA data.