Side-by-side · Q2 2026 data
First Federal Bank of Ohio vs Ashland Community Federal Credit Union
Credit union
Ashland Community Federal Credit Union
Ashland, Ohio · Under $100 million in assets
Metric by metric
| Measure | First Federal Bank of Ohio | Ashland Community Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 87 (stronger) | 73 |
| Loan quality | 69 | 97 (stronger) |
| Earnings | 34 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 61st | 75th |
| Total assets | $282.9M | $23.1M |
| Deposits / shares | $231.2M | $20.2M |
| Capital ratio | 13.68% (stronger) | 12.29% |
| Problem loans | 0.93% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.35% | 1.48% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 81.1% |
| Uninsured deposits | 7.1% | 1.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ashland Community Federal Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Ohio leads on 3 and Ashland Community Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.