Side-by-side · Q2 2026 data
First Federal Bank of Ohio vs Erie Community Federal Credit Union
Credit union
Erie Community Federal Credit Union
Sandusky, Ohio · Under $100 million in assets
Metric by metric
| Measure | First Federal Bank of Ohio | Erie Community Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 53 |
| Capital cushion | 87 (stronger) | 34 |
| Loan quality | 69 (stronger) | 33 |
| Earnings | 34 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 95 (stronger) | 71 |
| Peer percentile | 61st | 12th |
| Total assets | $282.9M | $39.9M |
| Deposits / shares | $231.2M | $36.4M |
| Capital ratio | 13.68% (stronger) | 8.36% |
| Problem loans | 0.93% (stronger) | 2.02% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 0.35% | 1.18% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 66.3% |
| Uninsured deposits | 7.1% (stronger) | 7.4% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Bank of Ohio has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Ohio leads on 6 and Erie Community Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.