Side-by-side · Q2 2026 data
First Federal Bank of Ohio vs Impact Credit Union, Inc.
Metric by metric
| Measure | First Federal Bank of Ohio | Impact Credit Union, Inc. |
|---|---|---|
| TellerScore | 75 (stronger) | 63 |
| Capital cushion | 87 (stronger) | 39 |
| Loan quality | 69 | 86 (stronger) |
| Earnings | 34 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 61st | 29th |
| Total assets | $282.9M | $205.7M |
| Deposits / shares | $231.2M | $185.7M |
| Capital ratio | 13.68% (stronger) | 8.86% |
| Problem loans | 0.93% | 0.43% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 0.35% (stronger) | 0.29% |
| Loans ÷ deposits | 52.0% (stronger) | 67.5% |
| Uninsured deposits | 7.1% | 2.7% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Bank of Ohio has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Ohio leads on 5 and Impact Credit Union, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.