Side-by-side · Q2 2026 data
First Federal Bank of Ohio vs Mechanics Bank
Metric by metric
| Measure | First Federal Bank of Ohio | Mechanics Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 87 (stronger) | 34 |
| Loan quality | 69 | 86 (stronger) |
| Earnings | 34 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 61st | 20th |
| Total assets | $282.9M | $896.4M |
| Deposits / shares | $231.2M | $790.2M |
| Capital ratio | 13.68% (stronger) | 8.44% |
| Problem loans | 0.93% | 0.42% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.35% | 0.72% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 92.9% |
| Uninsured deposits | 7.1% | 6.9% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
First Federal Bank of Ohio has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Ohio leads on 4 and Mechanics Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mansfield, OH
- Shelby, OH