TellerScore

Side-by-side · Q2 2026 data

First Federal Bank of Ohio vs Pillar Credit Union

Bank

First Federal Bank of Ohio

Galion, Ohio · $100 million – $1 billion

75of 100
Strong

Credit union

Pillar Credit Union

Marion, Ohio · $100 million – $1 billion

76of 100
Strong

Metric by metric

MeasureFirst Federal Bank of OhioPillar Credit Union
TellerScore7576 (stronger)
Capital cushion87 (stronger)66
Loan quality6980 (stronger)
Earnings3467 (stronger)
Funding & liquidity100 (stronger)92
Problem-loan coverage95 (stronger)94
Peer percentile61st68th
Total assets$282.9M$134.8M
Deposits / shares$231.2M$120.4M
Capital ratio13.68% (stronger)11.64%
Problem loans0.93%0.60% (stronger)
Net charge-offs0.00% (stronger)0.22%
Return on assets0.35%1.17% (stronger)
Loans ÷ deposits52.0% (stronger)67.9%
Uninsured deposits7.1%5.1% (stronger)
Offices83
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Pillar Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Ohio leads on 3 and Pillar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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