Side-by-side · Q2 2026 data
First Federal Bank of Wisconsin vs Umatilla County Federal Credit Union
Credit union
Umatilla County Federal Credit Union
Pendleton, Oregon · Under $100 million in assets
Metric by metric
| Measure | First Federal Bank of Wisconsin | Umatilla County Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 59 | 80 (stronger) |
| Funding & liquidity | 39 | 79 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 92nd |
| Total assets | $285.9M | $47.7M |
| Deposits / shares | $205.9M | $38.6M |
| Capital ratio | 22.54% (stronger) | 18.97% |
| Problem loans | 0.02% (stronger) | 0.06% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.98% | 1.51% (stronger) |
| Loans ÷ deposits | 108.2% | 81.3% (stronger) |
| Uninsured deposits | 26.6% | 1.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Umatilla County Federal Credit Union has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Wisconsin leads on 3 and Umatilla County Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.