Side-by-side · Q2 2026 data
First Federal Community Bank, National Association vs Brewster Federal Credit Union
Metric by metric
| Measure | First Federal Community Bank, National Association | Brewster Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 95 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 61st | 96th |
| Total assets | $994.6M | $32.9M |
| Deposits / shares | $897.2M | $26.7M |
| Capital ratio | 9.40% | 18.41% (stronger) |
| Problem loans | 0.08% (stronger) | 0.56% |
| Net charge-offs | -0.00% | -0.06% (stronger) |
| Return on assets | 1.86% | 2.32% (stronger) |
| Loans ÷ deposits | 84.0% | 59.1% (stronger) |
| Uninsured deposits | 31.4% | 5.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brewster Federal Credit Union has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Federal Community Bank, National Association leads on 1 and Brewster Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.