TellerScore

Headquartered in Brewster, Ohio, Brewster Federal Credit Union is a federal credit union with $32.9M in total assets and $26.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1956.

Brewster Federal Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 4th. Capital cushion contributes the most (100/100, 18.41%); loan quality contributes the least (81/100, 0.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.41%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.56%
Earnings100/100
Return on assets (annualized): 2.32%
Funding & liquidity100/100
Loans ÷ shares: 59.1% · 5.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (98 → 95), mostly because the loan quality component weakened by 13 points.

TellerScore
899499Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202497
Q3 202498
Q4 202498
Q1 202599
Q2 202598
Q3 202594
Q4 202589
Q1 202697
Q2 202695
Net worth ratio
7.00%12.71%18.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.63%
Q3 202416.56%
Q4 202417.05%
Q1 202517.35%
Q2 202517.93%
Q3 202517.56%
Q4 202517.30%
Q1 202618.08%
Q2 202618.41%
Delinquent loans (60+ days)
0.10%0.40%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.37%
Q3 20240.27%
Q4 20240.24%
Q1 20250.10%
Q2 20250.18%
Q3 20250.69%
Q4 20250.55%
Q1 20260.34%
Q2 20260.56%
Return on assets
1.21%1.93%2.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.65%
Q3 20242.62%
Q4 20242.40%
Q1 20251.94%
Q2 20252.21%
Q3 20252.21%
Q4 20251.21%
Q1 20262.36%
Q2 20262.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$32.9M18.41%0.56%2.32%59.1%
Q1 202697$32.5M18.08%0.34%2.36%56.9%
Q4 202589$32.8M17.30%0.55%1.21%57.4%
Q3 202594$33.1M17.56%0.69%2.21%57.8%
Q2 202598$31.3M17.93%0.18%2.21%61.7%
Q1 202599$31.2M17.35%0.10%1.94%59.7%
Q4 202498$30.9M17.05%0.24%2.40%60.5%
Q3 202498$31.0M16.56%0.27%2.62%59.2%
Q2 202497$31.6M15.63%0.37%2.65%55.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.41%
71st
Problem loans0.56%
56th
Net charge-offs-0.06%
92nd
Return on assets2.32%
97th
Loans to deposits59.1%
50th
Uninsured deposits5.0%
21st
Loan-loss reserves0.00%
37th
Texas ratio1.5%
59th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Emerald Credit Union, Inc.Credit union Garfield Hts, OH45 out of 100, Below average$32.7M8.9%1.66%vs
Carey Poverello Federal Credit UnionCredit union Carey, OH81 out of 100, Strong$32.7M12.9%0.34%vs
Allwealth Federal Credit UnionCredit union Hamilton, OH72 out of 100, Strong$33.2M12.3%1.63%vs
Greater Wayne Community Federal Credit UnionCredit union Rittman, OH68 out of 100, Moderate$33.6M10.7%1.01%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
Port Conneaut Federal Credit UnionCredit union Conneaut, OH52 out of 100, Below average$30.7M12.9%2.98%vs

Deposit insurance

Is my money safe at Brewster Federal Credit Union?

Yes. Brewster Federal Credit Union is a federally insured credit union (NCUA charter #11445). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.0% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.41%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Brewster Federal Credit Union lists 2 offices in 1 city. Most locations:

  • Brewster, OH (2)

All branch addresses and map

Identity & history

Profile

Legal name
Brewster Federal Credit Union
Type
Federal credit union
NCUA charter #
11445
RSSD ID
795687
Primary regulator
NCUA
Established
1956
Headquarters
PO Box 115, Brewster, OH 44613
Employees
10

Quick answers

Brewster Federal Credit Union: common questions

Is Brewster Federal Credit Union NCUA insured?

Yes. Brewster Federal Credit Union is a federally insured credit union (NCUA charter #11445). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brewster Federal Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brewster Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Brewster

InstitutionScoreAssetsCapitalProblem loansCompare
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs
Stark Federal Credit UnionCredit union Canton, OH83 out of 100, Strong$217.7M13.3%0.76%vs
Dover-Phila Federal Credit UnionCredit union Dover, OH83 out of 100, Strong$812.6M13.3%0.91%vs