Side-by-side · Q2 2026 data
First Federal Credit Union vs Affinity Credit Union
Metric by metric
| Measure | First Federal Credit Union | Affinity Credit Union |
|---|---|---|
| TellerScore | 43 | 74 (stronger) |
| Capital cushion | 23 | 72 (stronger) |
| Loan quality | 71 | 88 (stronger) |
| Earnings | 1 | 46 (stronger) |
| Funding & liquidity | 70 | 78 (stronger) |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 2nd | 63rd |
| Total assets | $174.5M | $154.3M |
| Deposits / shares | $152.0M | $133.8M |
| Capital ratio | 7.29% | 12.15% (stronger) |
| Problem loans | 0.88% | 0.35% (stronger) |
| Net charge-offs | 0.41% (stronger) | 0.57% |
| Return on assets | -0.48% | 0.65% (stronger) |
| Loans ÷ deposits | 90.5% | 81.9% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 7.2% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
Affinity Credit Union has the higher TellerScore (74 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First Federal Credit Union leads on 2 and Affinity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.