Side-by-side · Q2 2026 data
First Federal Credit Union vs North Star Community Credit Union
Metric by metric
| Measure | First Federal Credit Union | North Star Community Credit Union |
|---|---|---|
| TellerScore | 43 | 58 (stronger) |
| Capital cushion | 23 | 48 (stronger) |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 1 | 19 (stronger) |
| Funding & liquidity | 70 | 76 (stronger) |
| Problem-loan coverage | 81 (stronger) | 75 |
| Peer percentile | 2nd | 16th |
| Total assets | $174.5M | $149.4M |
| Deposits / shares | $152.0M | $133.6M |
| Capital ratio | 7.29% | 9.83% (stronger) |
| Problem loans | 0.88% | 0.54% (stronger) |
| Net charge-offs | 0.41% (stronger) | 1.22% |
| Return on assets | -0.48% | -0.02% (stronger) |
| Loans ÷ deposits | 90.5% | 84.4% (stronger) |
| Uninsured deposits | 4.0% | 0.0% (stronger) |
| Offices | 5 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Star Community Credit Union has the higher TellerScore (58 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First Federal Credit Union leads on 1 and North Star Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.