Side-by-side · Q2 2026 data
First Federal Credit Union vs Telco Triad Community Credit Union
Metric by metric
| Measure | First Federal Credit Union | Telco Triad Community Credit Union |
|---|---|---|
| TellerScore | 43 | 74 (stronger) |
| Capital cushion | 23 | 72 (stronger) |
| Loan quality | 71 | 85 (stronger) |
| Earnings | 1 | 51 (stronger) |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 2nd | 63rd |
| Total assets | $174.5M | $160.5M |
| Deposits / shares | $152.0M | $140.5M |
| Capital ratio | 7.29% | 12.21% (stronger) |
| Problem loans | 0.88% | 0.45% (stronger) |
| Net charge-offs | 0.41% | 0.24% (stronger) |
| Return on assets | -0.48% | 0.77% (stronger) |
| Loans ÷ deposits | 90.5% | 85.5% (stronger) |
| Uninsured deposits | 4.0% | 2.8% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
Telco Triad Community Credit Union has the higher TellerScore (74 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First Federal Credit Union leads on 0 and Telco Triad Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.