Side-by-side · Q2 2026 data
First Federal Savings and Loan Association vs C E S Credit Union
Metric by metric
| Measure | First Federal Savings and Loan Association | C E S Credit Union |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 92 (stronger) | 81 |
| Loan quality | 57 | 95 (stronger) |
| Earnings | 40 | 94 (stronger) |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 43rd | 96th |
| Total assets | $293.5M | $244.3M |
| Deposits / shares | $250.7M | $210.7M |
| Capital ratio | 14.18% (stronger) | 13.10% |
| Problem loans | 1.28% | 0.16% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 0.50% | 1.84% (stronger) |
| Loans ÷ deposits | 83.7% | 68.3% (stronger) |
| Uninsured deposits | 16.3% | 3.0% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C E S Credit Union has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association leads on 2 and C E S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.