Side-by-side · Q2 2026 data
First Federal Savings and Loan Association vs Midwest Community Federal Credit Union
Credit union
Midwest Community Federal Credit Union
Defiance, Ohio · $100 million – $1 billion
Metric by metric
| Measure | First Federal Savings and Loan Association | Midwest Community Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 100 (stronger) | 65 |
| Earnings | 63 (stronger) | 62 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 98th | 21st |
| Total assets | $246.0M | $267.2M |
| Deposits / shares | $205.9M | $246.5M |
| Capital ratio | 16.48% (stronger) | 8.50% |
| Problem loans | 0.00% (stronger) | 1.05% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.07% (stronger) | 1.05% |
| Loans ÷ deposits | 55.8% (stronger) | 76.9% |
| Uninsured deposits | 3.7% | 3.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
First Federal Savings and Loan Association has the higher TellerScore (93 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association leads on 6 and Midwest Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.