TellerScore

Side-by-side · Q2 2026 data

First Federal Savings and Loan Association vs Tlc Community Credit Union

Bank

First Federal Savings and Loan Association

Delta, Ohio · $100 million – $1 billion

93of 100
Very strong

Credit union

Tlc Community Credit Union

Adrian, Michigan · $100 million – $1 billion

90of 100
Very strong

Metric by metric

MeasureFirst Federal Savings and Loan AssociationTlc Community Credit Union
TellerScore93 (stronger)90
Capital cushion100 (stronger)95
Loan quality100 (stronger)95
Earnings6366 (stronger)
Funding & liquidity100100
Problem-loan coverage100 (stronger)99
Peer percentile98th95th
Total assets$246.0M$950.2M
Deposits / shares$205.9M$746.7M
Capital ratio16.48% (stronger)14.48%
Problem loans0.00% (stronger)0.14%
Net charge-offs0.00% (stronger)0.13%
Return on assets1.07%1.15% (stronger)
Loans ÷ deposits55.8% (stronger)60.5%
Uninsured deposits3.7% (stronger)6.3%
Offices69
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)7.7%17.5%

First Federal Savings and Loan Association has the higher TellerScore (93 vs 90). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association leads on 6 and Tlc Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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