Side-by-side · Q2 2026 data
First Federal Savings and Loan Association of Lakewood vs Erebor Bank, N.A.
Bank
First Federal Savings and Loan Association of Lakewood
Lakewood, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | First Federal Savings and Loan Association of Lakewood | Erebor Bank, N.A. |
|---|---|---|
| TellerScore | 56 | 78 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 48 | 86 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 15th | 86th |
| Total assets | $2.9B | $4.7B |
| Deposits / shares | $2.2B | $4.1B |
| Capital ratio | 8.37% | 38.81% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | -0.48% (stronger) | 0.00% |
| Return on assets | 0.57% (stronger) | -1.03% |
| Loans ÷ deposits | 107.7% | 1.9% (stronger) |
| Uninsured deposits | 19.1% (stronger) | 27.6% |
| Offices | 21 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Erebor Bank, N.A. has the higher TellerScore (78 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association of Lakewood leads on 3 and Erebor Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.