Erebor Bank, N.A. (FDIC certificate #59378) is based in Columbus, Ohio. Its Q2 2026 call report shows $4.7B in total assets and $4.1B in deposits and 1 office.
Based on its Q2 2026 filing, Erebor Bank, N.A. scores 78/100, which we describe as strong. That is higher than 86% of 897 banks with $1 billion – $10 billion. Among 157 banks headquartered in Ohio, it ranks 30th. Its strongest component is capital cushion (100/100; 38.81%), and its lowest is earnings (0/100; -1.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
2 quarters
Health trend
The score has been essentially flat from Q1 2026 to Q2 2026 (79 → 78).
Show as table
| Quarter | TellerScore |
|---|---|
| Q1 2026 | 79 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q1 2026 | 142.22% |
| Q2 2026 | 38.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q1 2026 | -1.41% |
| Q2 2026 | -1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $4.7B | 38.81% | 0.00% | -1.03% | 1.9% |
| Q1 2026 | 79 | $1.7B | 142.22% | 0.00% | -1.41% | 0.0% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| National Cooperative Bank, N.A.Bank Hillsboro, OH | 46 out of 100, Below average | $4.3B | 11.3% | 2.67% | vs |
| Civista BankBank Sandusky, OH | 75 out of 100, Strong | $4.3B | 12.7% | 0.92% | vs |
| Union Savings BankBank Cincinnati, OH | 74 out of 100, Strong | $4.0B | 10.5% | 0.70% | vs |
| The Farmers & Merchants State BankBank Archbold, OH | 70 out of 100, Strong | $3.5B | 9.4% | 0.27% | vs |
| First Federal Savings and Loan Association of LakewoodBank Lakewood, OH | 56 out of 100, Moderate | $2.9B | 8.4% | 0.44% | vs |
| LCNB National BankBank Lebanon, OH | 68 out of 100, Moderate | $2.2B | 9.3% | 0.34% | vs |
Deposit insurance
Is my money safe at Erebor Bank, N.A.?
Yes. Erebor Bank, N.A. is an FDIC-insured institution (FDIC certificate #59378). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.6% of deposits ($1.1B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 38.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Erebor Bank, N.A. lists 1 office in 1 city. Most locations:
- Columbus, OH (1)
Identity & history
Profile
- Legal name
- Erebor Bank, N.A.
- Type
- National bank
- FDIC certificate #
- 59378
- RSSD ID
- 6053129
- Primary regulator
- OCC
- Established
- February 6, 2026
- Headquarters
- 500 Neil Ave, Columbus, OH 43215
- Employees
- 90
Quick answers
Erebor Bank, N.A.: common questions
Is Erebor Bank, N.A. FDIC insured?
Yes. Erebor Bank, N.A. is an FDIC-insured institution (FDIC certificate #59378). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Erebor Bank, N.A.'s TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Erebor Bank, N.A. ever failed?
There is no failure record for FDIC certificate #59378 in the FDIC failed bank list.
How many branches does Erebor Bank, N.A. have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Columbus
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nationwide Trust Company, FSBBank Columbus, OH | 94 out of 100, Very strong | $153.6M | 36.9% | 0.00% | vs |
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| State Highway Patrol Federal Credit UnionCredit union Columbus, OH | 88 out of 100, Very strong | $92.2M | 13.5% | 0.06% | vs |
| Firestone Federal Credit UnionCredit union Akron, OH | 82 out of 100, Strong | $198.1M | 18.1% | 1.15% | vs |
| Adelphi BankBank Columbus, OH | 80 out of 100, Strong | $124.5M | 15.8% | 0.00% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |