Side-by-side · Q2 2026 data
First Federal Savings and Loan Association of Lakewood vs Wiremen'S Credit Union
Bank
First Federal Savings and Loan Association of Lakewood
Lakewood, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | First Federal Savings and Loan Association of Lakewood | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 56 | 92 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 85 | 96 (stronger) |
| Earnings | 43 | 63 (stronger) |
| Funding & liquidity | 48 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 15th | 92nd |
| Total assets | $2.9B | $40.6M |
| Deposits / shares | $2.2B | $33.5M |
| Capital ratio | 8.37% | 17.01% (stronger) |
| Problem loans | 0.44% | 0.11% (stronger) |
| Net charge-offs | -0.48% (stronger) | -0.08% |
| Return on assets | 0.57% | 1.07% (stronger) |
| Loans ÷ deposits | 107.7% | 51.9% (stronger) |
| Uninsured deposits | 19.1% | 0.0% (stronger) |
| Offices | 21 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association of Lakewood leads on 1 and Wiremen'S Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.