Side-by-side · Q2 2026 data
First Federal Savings & Loan Association of Ravenswood vs Kyger Creek Credit Union
Bank
First Federal Savings & Loan Association of Ravenswood
Ravenswood, West Virginia · Under $100 million in assets
Metric by metric
| Measure | First Federal Savings & Loan Association of Ravenswood | Kyger Creek Credit Union |
|---|---|---|
| TellerScore | 58 | 84 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 63 | 80 (stronger) |
| Earnings | 32 | 48 (stronger) |
| Funding & liquidity | 77 | 97 (stronger) |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 17th | 75th |
| Total assets | $26.3M | $20.9M |
| Deposits / shares | $23.5M | $16.9M |
| Capital ratio | 10.43% | 18.92% (stronger) |
| Problem loans | 1.11% | 0.60% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 0.30% | 0.70% (stronger) |
| Loans ÷ deposits | 83.4% | 62.8% (stronger) |
| Uninsured deposits | 3.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kyger Creek Credit Union has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings & Loan Association of Ravenswood leads on 1 and Kyger Creek Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.