Side-by-side · Q2 2026 data
First Federal Savings and Loan Association of San Rafael vs Neighborhood National Bank
Bank
First Federal Savings and Loan Association of San Rafael
San Rafael, California · $100 million – $1 billion
Metric by metric
| Measure | First Federal Savings and Loan Association of San Rafael | Neighborhood National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 24 | 46 (stronger) |
| Funding & liquidity | 40 | 48 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 64th | 29th |
| Total assets | $222.1M | $228.0M |
| Deposits / shares | $178.3M | $177.7M |
| Capital ratio | 18.75% (stronger) | 11.63% |
| Problem loans | 0.00% (stronger) | 0.68% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.09% | 0.65% (stronger) |
| Loans ÷ deposits | 108.6% | 100.2% (stronger) |
| Uninsured deposits | 25.4% (stronger) | 26.1% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Savings and Loan Association of San Rafael has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association of San Rafael leads on 5 and Neighborhood National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.