Side-by-side · Q2 2026 data
First Federal Savings and Loan Bank vs Reliance Credit Union
Metric by metric
| Measure | First Federal Savings and Loan Bank | Reliance Credit Union |
|---|---|---|
| TellerScore | 74 | 93 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 57 | 90 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 63 | 97 (stronger) |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 57th | 94th |
| Total assets | $109.5M | $25.1M |
| Deposits / shares | $91.8M | $20.9M |
| Capital ratio | 12.27% | 16.44% (stronger) |
| Problem loans | 1.28% | 0.30% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.41% |
| Return on assets | 3.31% (stronger) | 1.50% |
| Loans ÷ deposits | 93.4% | 63.6% (stronger) |
| Uninsured deposits | 18.6% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | — |
Reliance Credit Union has the higher TellerScore (93 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Bank leads on 2 and Reliance Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.