TellerScore

Reliance Credit Union (NCUA charter #63169) is based in Kansas City, Kansas. Its Q2 2026 call report shows $25.1M in total assets and $20.9M in member shares and deposits and 2 offices.

Reliance Credit Union has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 94% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 3rd. Capital cushion contributes the most (100/100, 16.44%); earnings contributes the least (80/100, 1.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.44%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.30%
Earnings80/100
Return on assets (annualized): 1.50%
Funding & liquidity97/100
Loans ÷ shares: 63.6% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (92 → 93).

TellerScore
798693Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202479
Q3 202480
Q4 202484
Q1 202587
Q2 202592
Q3 202592
Q4 202592
Q1 202693
Q2 202693
Net worth ratio
7.00%11.72%16.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.88%
Q3 202413.21%
Q4 202414.33%
Q1 202514.00%
Q2 202514.68%
Q3 202514.94%
Q4 202515.39%
Q1 202615.69%
Q2 202616.44%
Delinquent loans (60+ days)
0.06%0.18%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.12%
Q3 20240.24%
Q4 20240.25%
Q1 20250.06%
Q2 20250.06%
Q3 20250.21%
Q4 20250.28%
Q1 20260.08%
Q2 20260.30%
Return on assets
0.32%0.91%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.32%
Q3 20240.45%
Q4 20240.57%
Q1 20250.80%
Q2 20251.13%
Q3 20251.22%
Q4 20251.30%
Q1 20261.34%
Q2 20261.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$25.1M16.44%0.30%1.50%63.6%
Q1 202693$25.7M15.69%0.08%1.34%61.9%
Q4 202592$25.6M15.39%0.28%1.30%62.7%
Q3 202592$25.7M14.94%0.21%1.22%59.9%
Q2 202592$25.6M14.68%0.06%1.13%57.0%
Q1 202587$26.1M14.00%0.06%0.80%53.9%
Q4 202484$25.2M14.33%0.25%0.57%56.2%
Q3 202480$26.9M13.21%0.24%0.45%53.3%
Q2 202479$27.3M12.88%0.12%0.32%52.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.44%
62nd
Problem loans0.30%
68th
Net charge-offs0.41%
32nd
Return on assets1.50%
85th
Loans to deposits63.6%
42nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.0%
66th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Wheat State Credit UnionCredit union Wichita, KS35 out of 100, Low$22.1M8.6%2.04%vs
Bell Credit UnionCredit union Hutchinson, KS45 out of 100, Below average$28.4M9.4%2.92%vs
Salina Interparochial Credit UnionCredit union Salina, KS57 out of 100, Moderate$21.8M29.0%3.62%vs
Co-Operative Credit UnionCredit union Coffeyville, KS77 out of 100, Strong$21.2M13.6%1.31%vs
Hutchinson Government Employees Credit UnionCredit union Hutchinson, KS62 out of 100, Moderate$20.1M13.1%2.05%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs

Deposit insurance

Is my money safe at Reliance Credit Union?

Yes. Reliance Credit Union is a federally insured credit union (NCUA charter #63169). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.44%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Reliance Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Reliance Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63169
RSSD ID
316792
Primary regulator
State + NCUA
Established
1931
Headquarters
540 Minnesota Ave, Kansas City, KS 66101
Employees
5

Quick answers

Reliance Credit Union: common questions

Is Reliance Credit Union NCUA insured?

Yes. Reliance Credit Union is a federally insured credit union (NCUA charter #63169). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Reliance Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Reliance Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kansas City

InstitutionScoreAssetsCapitalProblem loansCompare
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Independence Teachers Credit UnionCredit union Independence, MO92 out of 100, Very strong$16.5M15.5%0.03%vs