Side-by-side · Q2 2026 data
First Federal Savings Bank vs Peru Federal Savings Bank
Metric by metric
| Measure | First Federal Savings Bank | Peru Federal Savings Bank |
|---|---|---|
| TellerScore | 57 | 87 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 56 | 91 (stronger) |
| Earnings | 36 | 51 (stronger) |
| Funding & liquidity | 69 | 96 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 14th | 91st |
| Total assets | $421.9M | $208.5M |
| Deposits / shares | $325.2M | $172.8M |
| Capital ratio | 10.69% | 16.43% (stronger) |
| Problem loans | 1.32% | 0.28% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 0.40% | 0.77% (stronger) |
| Loans ÷ deposits | 91.6% | 64.5% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 13.7% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
Peru Federal Savings Bank has the higher TellerScore (87 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank leads on 2 and Peru Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.