Side-by-side · Q2 2026 data
First Federal Savings Bank vs Streator Onized Credit Union
Metric by metric
| Measure | First Federal Savings Bank | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 57 | 84 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 56 | 84 (stronger) |
| Earnings | 36 | 67 (stronger) |
| Funding & liquidity | 69 | 70 (stronger) |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 14th | 86th |
| Total assets | $421.9M | $423.3M |
| Deposits / shares | $325.2M | $354.0M |
| Capital ratio | 10.69% | 15.58% (stronger) |
| Problem loans | 1.32% | 0.47% (stronger) |
| Net charge-offs | -0.06% (stronger) | 1.21% |
| Return on assets | 0.40% | 1.19% (stronger) |
| Loans ÷ deposits | 91.6% | 90.6% (stronger) |
| Uninsured deposits | 11.6% | 4.6% (stronger) |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank leads on 1 and Streator Onized Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.