Side-by-side · Q2 2026 data
First Federal Savings Bank of Champaign Urbana vs Community Plus Federal Credit Union
Bank
First Federal Savings Bank of Champaign Urbana
Champaign, Illinois · $100 million – $1 billion
Credit union
Community Plus Federal Credit Union
Rantoul, Illinois · Under $100 million in assets
Metric by metric
| Measure | First Federal Savings Bank of Champaign Urbana | Community Plus Federal Credit Union |
|---|---|---|
| TellerScore | 90 | 90 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 97 (stronger) | 83 |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 95th | 89th |
| Total assets | $192.5M | $28.1M |
| Deposits / shares | $163.6M | $22.5M |
| Capital ratio | 12.71% | 18.35% (stronger) |
| Problem loans | 0.09% (stronger) | 0.51% |
| Net charge-offs | 0.00% (stronger) | 0.68% |
| Return on assets | 1.92% | 2.02% (stronger) |
| Loans ÷ deposits | 70.9% (stronger) | 93.5% |
| Uninsured deposits | 13.4% | 4.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Federal Savings Bank of Champaign Urbana leads on 3 and Community Plus Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.