Side-by-side · Q2 2026 data
First Federal Savings Bank of Kentucky vs Whitaker Bank
Metric by metric
| Measure | First Federal Savings Bank of Kentucky | Whitaker Bank |
|---|---|---|
| TellerScore | 64 | 84 (stronger) |
| Capital cushion | 55 | 79 (stronger) |
| Loan quality | 85 | 93 (stronger) |
| Earnings | 48 | 77 (stronger) |
| Funding & liquidity | 50 | 80 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 26th | 95th |
| Total assets | $282.6M | $1.9B |
| Deposits / shares | $207.8M | $1.6B |
| Capital ratio | 10.48% | 12.89% (stronger) |
| Problem loans | 0.44% | 0.21% (stronger) |
| Net charge-offs | 0.12% | 0.06% (stronger) |
| Return on assets | 0.70% | 1.42% (stronger) |
| Loans ÷ deposits | 119.1% | 67.3% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 26.8% |
| Offices | 6 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank of Kentucky leads on 1 and Whitaker Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Frankfort, KY
- Danville, KY
- Lancaster, KY