Side-by-side · Q2 2026 data
First Federal Savings Bank of Twin Falls vs Clarity Credit Union
Metric by metric
| Measure | First Federal Savings Bank of Twin Falls | Clarity Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 54 (stronger) | 47 |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 71 (stronger) | 34 |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 80th | 19th |
| Total assets | $1.4B | $235.6M |
| Deposits / shares | $1.3B | $216.6M |
| Capital ratio | 10.43% (stronger) | 9.74% |
| Problem loans | 0.01% (stronger) | 0.99% |
| Net charge-offs | 0.01% (stronger) | 0.78% |
| Return on assets | 1.27% (stronger) | 0.35% |
| Loans ÷ deposits | 85.5% | 76.6% (stronger) |
| Uninsured deposits | 21.3% | 3.3% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Savings Bank of Twin Falls has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank of Twin Falls leads on 5 and Clarity Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.