TellerScore

Headquartered in Twin Falls, Idaho, First Federal Savings Bank of Twin Falls is a savings bank with $1.4B in total assets and $1.3B in deposits as of Q2 2026. It operates 14 offices. Its charter dates back to 1916.

First Federal Savings Bank of Twin Falls has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 897 banks with $1 billion – $10 billion. Among 10 banks headquartered in Idaho, it ranks 5th. Loan quality contributes the most (100/100, 0.01%); capital cushion contributes the least (54/100, 10.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Tier 1 leverage ratio: 10.43%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings71/100
Return on assets (annualized): 1.27%
Funding & liquidity68/100
Loans ÷ deposits and uninsured-deposit share: 85.5% · 21.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (68 → 76), mostly because the earnings component improved by 23 points.

TellerScore
606876Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202460
Q4 202463
Q1 202565
Q2 202568
Q3 202565
Q4 202569
Q1 202671
Q2 202676
Tier 1 leverage ratio
5.00%7.72%10.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.89%
Q3 20247.99%
Q4 20248.30%
Q1 20258.75%
Q2 20259.03%
Q3 20259.18%
Q4 20259.62%
Q1 20269.95%
Q2 202610.43%
Noncurrent loans
0.00%0.15%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.04%
Q3 20240.09%
Q4 20240.04%
Q1 20250.00%
Q2 20250.00%
Q3 20250.30%
Q4 20250.13%
Q1 20260.05%
Q2 20260.01%
Return on assets
0.32%0.80%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.33%
Q3 20240.32%
Q4 20240.38%
Q1 20250.48%
Q2 20250.71%
Q3 20250.72%
Q4 20250.82%
Q1 20260.98%
Q2 20261.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$1.4B10.43%0.01%1.27%85.5%
Q1 202671$1.4B9.95%0.05%0.98%86.0%
Q4 202569$1.4B9.62%0.13%0.82%85.6%
Q3 202565$1.5B9.18%0.30%0.72%83.9%
Q2 202568$1.5B9.03%0.00%0.71%82.7%
Q1 202565$1.5B8.75%0.00%0.48%80.3%
Q4 202463$1.5B8.30%0.04%0.38%80.3%
Q3 202460$1.5B7.99%0.09%0.32%79.0%
Q2 202460$1.6B7.89%0.04%0.33%80.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.43%
49th
Total risk-based capital14.26%
58th
Problem loans0.01%
96th
Net charge-offs0.01%
70th
Return on assets1.27%
52nd
Net interest margin4.01%
69th
Efficiency ratio67.8%
26th
Loans to deposits85.5%
54th
Uninsured deposits21.3%
80th
Loan-loss reserves0.97%
27th
Texas ratio0.0%
96th

Similar-size banks in Idaho

InstitutionScoreAssetsCapitalProblem loansCompare
Northwest BankBank Boise, ID61 out of 100, Moderate$1.5B16.6%3.79%vs
Idaho First BankBank Mccall, ID71 out of 100, Strong$1.4B10.5%0.05%vs
The Bank of CommerceBank Ammon, ID78 out of 100, Strong$2.3B15.7%1.35%vs
D. L. Evans BankBank Burley, ID76 out of 100, Strong$3.7B10.4%0.26%vs

Deposit insurance

Is my money safe at First Federal Savings Bank of Twin Falls?

Yes. First Federal Savings Bank of Twin Falls is an FDIC-insured institution (FDIC certificate #28845). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.3% of deposits ($266.1M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.26% (benchmark: 10%).

Check how much of your own balance is covered

14 locations

Branches

First Federal Savings Bank of Twin Falls lists 14 offices in 8 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Savings Bank of Twin Falls
Former names
First Federal Savings and Loan Association
Type
Savings bank
FDIC certificate #
28845
RSSD ID
582971
Primary regulator
OCC
Established
January 1, 1916
Headquarters
383 Shoshone St N, Twin Falls, ID 83301
Employees
257

Quick answers

First Federal Savings Bank of Twin Falls: common questions

Is First Federal Savings Bank of Twin Falls FDIC insured?

Yes. First Federal Savings Bank of Twin Falls is an FDIC-insured institution (FDIC certificate #28845). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Savings Bank of Twin Falls's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Savings Bank of Twin Falls ever failed?

There is no failure record for FDIC certificate #28845 in the FDIC failed bank list.

How many branches does First Federal Savings Bank of Twin Falls have?

14 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Twin Falls

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers BankBank Buhl, ID88 out of 100, Very strong$678.4M15.9%0.59%vs
Snake River Federal Credit UnionCredit union Twin Falls, ID82 out of 100, Strong$12.0M15.4%0.15%vs
D. L. Evans BankBank Burley, ID76 out of 100, Strong$3.7B10.4%0.26%vs
Banner BankBank Walla Walla, WA72 out of 100, Strong$16.6B11.2%0.46%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
Columbia BankBank Roseburg, OR64 out of 100, Moderate$65.4B9.7%0.57%vs