Side-by-side · Q2 2026 data
First Federal Savings Bank of Twin Falls vs Idaho United Credit Union
Metric by metric
| Measure | First Federal Savings Bank of Twin Falls | Idaho United Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 66 |
| Capital cushion | 54 (stronger) | 39 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 71 (stronger) | 42 |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 32nd |
| Total assets | $1.4B | $77.3M |
| Deposits / shares | $1.3B | $69.8M |
| Capital ratio | 10.43% (stronger) | 8.90% |
| Problem loans | 0.01% (stronger) | 0.02% |
| Net charge-offs | 0.01% (stronger) | 0.26% |
| Return on assets | 1.27% (stronger) | 0.55% |
| Loans ÷ deposits | 85.5% (stronger) | 86.5% |
| Uninsured deposits | 21.3% | 16.5% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Savings Bank of Twin Falls has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank of Twin Falls leads on 6 and Idaho United Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.