Side-by-side · Q2 2026 data
First Fidelity Bank vs Andes State Bank
Metric by metric
| Measure | First Fidelity Bank | Andes State Bank |
|---|---|---|
| TellerScore | 75 | 88 (stronger) |
| Capital cushion | 44 | 83 (stronger) |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 88 (stronger) | 79 |
| Funding & liquidity | 89 (stronger) | 84 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 61st | 86th |
| Total assets | $717.0M | $28.2M |
| Deposits / shares | $648.7M | $24.2M |
| Capital ratio | 9.41% | 13.32% (stronger) |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | 0.05% | -0.02% (stronger) |
| Return on assets | 1.71% (stronger) | 1.47% |
| Loans ÷ deposits | 67.1% | 44.8% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 29.2% |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Andes State Bank has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Fidelity Bank leads on 2 and Andes State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.