Side-by-side · Q2 2026 data
First Fidelity Bank vs Consumer'S Federal Credit Union
Credit union
Consumer'S Federal Credit Union
Gregory, South Dakota · Under $100 million in assets
Metric by metric
| Measure | First Fidelity Bank | Consumer'S Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 44 | 47 (stronger) |
| Loan quality | 87 | 95 (stronger) |
| Earnings | 88 (stronger) | 54 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 61st | 49th |
| Total assets | $717.0M | $21.4M |
| Deposits / shares | $648.7M | $19.2M |
| Capital ratio | 9.41% | 9.65% (stronger) |
| Problem loans | 0.39% | 0.14% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.08% |
| Return on assets | 1.71% (stronger) | 0.84% |
| Loans ÷ deposits | 67.1% | 54.5% (stronger) |
| Uninsured deposits | 18.5% | 2.4% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Fidelity Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Fidelity Bank leads on 3 and Consumer'S Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gregory, SD