Side-by-side · Q2 2026 data
First Fidelity Bank vs Ft Randall Federal Credit Union
Credit union
Ft Randall Federal Credit Union
Wagner, South Dakota · Under $100 million in assets
Metric by metric
| Measure | First Fidelity Bank | Ft Randall Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 87 (stronger) | 63 |
| Earnings | 88 (stronger) | 62 |
| Funding & liquidity | 89 (stronger) | 88 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 61st | 68th |
| Total assets | $717.0M | $44.2M |
| Deposits / shares | $648.7M | $36.4M |
| Capital ratio | 9.41% | 17.52% (stronger) |
| Problem loans | 0.39% (stronger) | 1.12% |
| Net charge-offs | 0.05% (stronger) | 0.88% |
| Return on assets | 1.71% (stronger) | 1.04% |
| Loans ÷ deposits | 67.1% (stronger) | 72.6% |
| Uninsured deposits | 18.5% | 0.4% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ft Randall Federal Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Fidelity Bank leads on 4 and Ft Randall Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Platte, SD