Side-by-side · Q2 2026 data
First Financial Bank vs Liberty Bank
Metric by metric
| Measure | First Financial Bank | Liberty Bank |
|---|---|---|
| TellerScore | 61 | 81 (stronger) |
| Capital cushion | 57 | 63 (stronger) |
| Loan quality | 49 | 95 (stronger) |
| Earnings | 62 | 88 (stronger) |
| Funding & liquidity | 92 (stronger) | 74 |
| Problem-loan coverage | 56 | 98 (stronger) |
| Peer percentile | 20th | 80th |
| Total assets | $248.1M | $258.6M |
| Deposits / shares | $237.4M | $229.9M |
| Capital ratio | 10.69% | 11.30% (stronger) |
| Problem loans | 1.52% | 0.15% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.06% | 1.69% (stronger) |
| Loans ÷ deposits | 55.6% (stronger) | 79.3% |
| Uninsured deposits | 22.8% | 21.0% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Liberty Bank has the higher TellerScore (81 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 2 and Liberty Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.