Side-by-side · Q2 2026 data
First Financial Bank vs River Valley Community Federal Credit Union
Credit union
River Valley Community Federal Credit Union
Camden, Arkansas · Under $100 million in assets
Metric by metric
| Measure | First Financial Bank | River Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 74 (stronger) |
| Capital cushion | 62 | 89 (stronger) |
| Loan quality | 0 | 58 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 44 | 80 (stronger) |
| Problem-loan coverage | 47 | 85 (stronger) |
| Peer percentile | 7th | 49th |
| Total assets | $2.0B | $64.3M |
| Deposits / shares | $1.7B | $55.0M |
| Capital ratio | 11.15% | 13.91% (stronger) |
| Problem loans | 3.64% | 1.25% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.45% |
| Return on assets | 2.18% (stronger) | 1.04% |
| Loans ÷ deposits | 102.1% | 80.7% (stronger) |
| Uninsured deposits | 28.2% | 1.5% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
River Valley Community Federal Credit Union has the higher TellerScore (74 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 2 and River Valley Community Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.