Side-by-side · Q2 2026 data
First Financial Bank vs Community Service Credit Union
Metric by metric
| Measure | First Financial Bank | Community Service Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 74 (stronger) | 73 |
| Earnings | 91 (stronger) | 38 |
| Funding & liquidity | 65 | 75 (stronger) |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 91st | 19th |
| Total assets | $15.2B | $163.8M |
| Deposits / shares | $13.3B | $146.5M |
| Capital ratio | 11.61% (stronger) | 9.45% |
| Problem loans | 0.77% (stronger) | 0.82% |
| Net charge-offs | -0.01% (stronger) | 1.39% |
| Return on assets | 1.77% (stronger) | 0.44% |
| Loans ÷ deposits | 62.1% (stronger) | 84.9% |
| Uninsured deposits | 44.7% | 10.1% (stronger) |
| Offices | 80 | 2 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | — |
First Financial Bank has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 6 and Community Service Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.