Side-by-side · Q2 2026 data
First Financial Bank vs Prosperity Bank
Metric by metric
| Measure | First Financial Bank | Prosperity Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 66 (stronger) | 56 |
| Loan quality | 74 | 84 (stronger) |
| Earnings | 91 (stronger) | 75 |
| Funding & liquidity | 65 (stronger) | 54 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 91st | 76th |
| Total assets | $15.2B | $43.9B |
| Deposits / shares | $13.3B | $32.9B |
| Capital ratio | 11.61% (stronger) | 10.64% |
| Problem loans | 0.77% | 0.48% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.35% |
| Return on assets | 1.77% (stronger) | 1.37% |
| Loans ÷ deposits | 62.1% (stronger) | 74.8% |
| Uninsured deposits | 44.7% | 42.7% (stronger) |
| Offices | 80 | 373 |
| CFPB complaints (3 yrs) | 26 | 117 |
| Complaints per $1B deposits | 2.0 (stronger) | 3.6 |
| Mortgage denial rate (HMDA) | 12.6% | 31.5% |
First Financial Bank has the higher TellerScore (76 vs 71). On the 8 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 6 and Prosperity Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abilene, TX
- College Station, TX
- Bryan, TX
- Beaumont, TX
- Weatherford, TX
- Fort Worth, TX
- San Angelo, TX
- The Woodlands, TX
- Granbury, TX
- Conroe, TX
- Odessa, TX
- Grapevine, TX
- Magnolia, TX
- Newton, TX
- New Waverly, TX
- Orange, TX
- Palacios, TX
- Port Arthur, TX
- Waxahachie, TX
- Spring, TX
- Cisco, TX
- El Campo, TX
- Glen Rose, TX
- Vidor, TX
- Huntsville, TX
- Keller, TX
- Lumberton, TX
- Merkel, TX